<?xml version="1.0" encoding="UTF-8"?><rss xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:content="http://purl.org/rss/1.0/modules/content/" xmlns:atom="http://www.w3.org/2005/Atom" version="2.0"><channel><title><![CDATA[Keystone Home Mortgages]]></title><description><![CDATA[Your trusted partner providing education on mortgage solutions, guiding you towards your home. ]]></description><link>https://www.mortgageswithtonyandjorge.com/blog</link><generator>RSS for Node</generator><lastBuildDate>Fri, 08 May 2026 21:52:17 GMT</lastBuildDate><atom:link href="https://www.mortgageswithtonyandjorge.com/es/blog-feed.xml" rel="self" type="application/rss+xml"/><item><title><![CDATA[7 maneras de aumentar tu puntaje crediticio]]></title><description><![CDATA[Tú no eres tu puntaje de crédito. Por Tony Tehfe, NMLS n.° 1177864 y Jorge Diaz, NMLS n.° 2693808 | Agente inmobiliario con licencia en Nueva Jersey® (Ref. n.° 2446881) ¿Qué es una puntuación crediticia? La puntuación crediticia es un número de tres dígitos (normalmente entre 300 y 850) que los prestamistas utilizan para predecir la probabilidad de pago, calculada a partir del historial de facturas, deudas y uso del crédito que figura en tu informe crediticio. Es la puerta de entrada a tus...]]></description><link>https://www.mortgageswithtonyandjorge.com/es/post/7-maneras-de-aumentar-tu-puntaje-crediticio</link><guid isPermaLink="false">69ef8294f86779fddcbe77b9</guid><pubDate>Mon, 27 Apr 2026 15:37:01 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/a3c8e0_9efcb44d3f3541ce8122c24623770a57~mv2.png/v1/fit/w_712,h_908,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Jorge Diaz</dc:creator></item><item><title><![CDATA[¿Debería esperar para comprar una casa? Por qué esperar a que bajen las tasas hipotecarias podría costarle caro.]]></title><description><![CDATA[Información sobre hipotecas Por Tony Tehfe, NMLS n.° 1177864 y Jorge Diaz, NMLS n.° 2693808 | Agente inmobiliario con licencia en Nueva Jersey® (Ref. n.° 2446881) Los tipos de interés hipotecarios subieron recientemente hasta el 6,4%, el nivel más alto en cinco meses, y la pregunta que nos hacen los compradores a diario es la misma: "¿Debería esperar a que bajen los tipos para comprar una casa?". Es una pregunta válida. Los titulares sobre subidas de tipos de interés, incertidumbre económica...]]></description><link>https://www.mortgageswithtonyandjorge.com/es/post/deber%C3%ADa-esperar-para-comprar-una-casa-por-qu%C3%A9-esperar-a-que-bajen-las-tasas-hipotecarias-podr%C3%ADa-co</link><guid isPermaLink="false">69ef82701e22f37401658638</guid><pubDate>Mon, 27 Apr 2026 15:36:27 GMT</pubDate><dc:creator>Jorge Diaz</dc:creator></item><item><title><![CDATA[Should I Wait to Buy a House? Why Holding Out for Lower Mortgage Rates Could Cost You]]></title><description><![CDATA[Mortgage Insights By Tony Tehfe, NMLS #1177864 &#38; Jorge Diaz, NMLS #2693808 | Licensed NJ Realtor® (Ref #2446881) Mortgage rates jumped to 6.4% recently — the highest in five months — and the question we hear from buyers every single day is the same: "Should I wait to buy a house until rates come down?" It's a fair question. Headlines about rate spikes, economic uncertainty, and global tensions make anyone nervous about taking on a mortgage. But after talking to hundreds of buyers across New...]]></description><link>https://www.mortgageswithtonyandjorge.com/post/should-i-wait-to-buy-a-house-why-holding-out-for-lower-mortgage-rates-could-cost-you</link><guid isPermaLink="false">69ef75d024f9d3e5cd6d660e</guid><pubDate>Mon, 27 Apr 2026 14:43:52 GMT</pubDate><dc:creator>Jorge Diaz</dc:creator></item><item><title><![CDATA[7 Ways You Can Increase Your Credit Score]]></title><description><![CDATA[You Are Not Your Credit Score By Tony Tehfe, NMLS #1177864 &#38; Jorge Diaz, NMLS #2693808 | Licensed NJ Realtor® (Ref #2446881) What is a Credit Score? A credit score is a three-digit number (typically 300–850) that lenders use to predict repayment likelihood, calculated from your credit report's history of bills, debts, and credit usage. It is the gatekeeper to your financial opportunities. 1. Pay Off High Balances First When improving your score, strategy matters. If you have several...]]></description><link>https://www.mortgageswithtonyandjorge.com/post/7-ways-you-can-increase-your-credit-score-1</link><guid isPermaLink="false">697a75a14c1c36a19b75b923</guid><pubDate>Wed, 28 Jan 2026 21:15:49 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/a3c8e0_9efcb44d3f3541ce8122c24623770a57~mv2.png/v1/fit/w_712,h_908,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Jorge Diaz</dc:creator></item></channel></rss>